	

Name:		Pfinance+
Version:	WIN98 1.0	
Filename:	Pfinance.EXE	self-extracting ZIP file
Version Date:	10/14/98
Software Type:	Shareware - Freely Distributable
Author: 	Carl G. Hooper	Bent Tree Software	
				496 Burnette Cove Rd.
				Canton, NC 28716
				828-646-0230
E-Mail:		bhooper@primeline.com
Web Site:	benttreesoftware.com

Setup Info:	Simply "double click" on icon.Program will
		automatically self-extract to your hard drive 
		in a folder named C:\BTsimtel\Pfinance.
		When asked if you want to create this folder
		click "Yes".
NOTICE: You must download the Vbrt.ZIP file located in the same
directory you downloaded this program from and place the contents 
in the C:\BTsimtel\Pfinanc folder along with this program after 
it has been unzipped in that folder.  Do not place the item in the 
unzipped Vbrt.ZIP in a separate folder.  Place all 45 items in the 
same folder as the 6 items in the C:\BTsimtel\Pfinance for a total 
of 51 items. The Vbrt files only need to be downloaded once.  
If you download other Bent Tree Software programs from Simtel.Net
they will unzip to the appropriate folder in C:\BTsimtel.  
You must then copy the Vbrt files to the new folder. 
		This program contains 8 individual programs
		which, because each program contains a 
		multitude of calculations, it loads slowly.
		Please be patient.  The load time varies
		from under a minute to 7 minutes with a 486,
		100 Mz processor.  
NOTICE: You must download the Vbrt.ZIP file located in the same
directory you downloaded this program from and place the contents 
in the C:\BentTree\Pfinances+ folder along with this program after 
it has been unzipped in that folder.  Do not place the item in the 
unzipped Vbrt.ZIP in a separate folder.  Place all 45 items in the 
same folder as the 6 items in the C:\BentTree\Pfinances+ for a total 
of 51 items. The Vbrt files only need to be downloaded once.  
If you download other Bent Tree Software programs from Simtel.Net
they will unzip to the appropriate folder in C:\BentTree.  
You can then copy the Vbrt files to the new folder. 

Uninstall Info:	To uninstall this program simply drag this
		.txt file, the .EXE file, and the program
		folder(which you created by unzipping this
		program)including the .dll and .bmp files 
		to the Recycle Bin.

Loading Info:	This program contains 8 individual programs
		which, because each program contains a 
		multitude of calculations, loads slowly.
		Please be patient.  The load time varies
		from under a minute to 7 minutes with a 486,
		100 Mz processor.

Compatibility:	Windows 3.1, 95, 98
Computer Rqmts: IBM PC compatible with 80386 or higher
		processor, 4 MB or more of memory, and a
		VGA or higher resolution display.  Program
		displays best in 800 x 600 dpi resolution
Operating Sys:	Microsoft Windows 3.1,3.11,Win95,or Win98
Disk Space:	at least 8MB of free disk space. Program
		actually uses approximately 1.4 Mb during
		operation.
			  		
Program Description:  This program is a compendium of 8
		personal finance type programs.  They include:
1. Anpenpay.EXE - This program demonstrates the length of time
		  an annuity or a pension payout will last
		  conditioned on the amount of monthly payments 
		  to you and the interest that will be earned
		  on the balance.
2. Autoloan.EXE - These calculators may be used to compare loan
		  types, proposed "deals" and periods of 
		  financing as well as the effects of various
		  interest rates.
3. Finastmt.EXE - This is a standard personal financial
		  statement that is widely accepted in by
		  banking and mortgage lender institutions.
4. Growmony.EXE - You may be overwhelmed by this time-value
		  of money invested analysis.
5. Porteval.EXE - Track your investments in stocks, bonds,
		  or mutual funds with this program.
6. Portfund.EXE - This program gives you a place to input
		  the financial data for a given stock so that
		  you might better forecast its performance.
7. Retirinv.EXE - You can calculate the amount of money you
		  need to be investing monthly to provide a
		  monthly withdrawal supplemented by Social
		  Security, pensions, annuities or other
		  income sources.
8. Savpengr.EXE	- This program will calculate a complete
		  annuitization schedule for regular deposits
		  over a duration of up to 40 years.		 				