
      Money Smith V3.1 for Windows 3.1

Home/Small Business Accounting System 
Program, Documentation, and Examples
Copyright 1991-1995 by Bradley J. Smith, President
Money Smith Systems Inc., All Rights Reserved

NOTICE: Please run our setup.exe to install this 
  program -- otherwise you may get run-time errors!

  LOOK FOR MONEY SMITH 95 FOR WINDOWS 95!

Money Smith on the Web!
 Visit our web page for the very latest product
information, updates and downloads from:
THE MONEY SMITH CYBERPORT:  http://www.nmia.com/~monsmith

Contacts:
 http://www.nmia.com/~monsmith
 Email: 70324.1077@compuserve.com
 Compuserve: 70324,1077
 FAX: 505-281-0498
 Address: Money Smith Systems Inc
          PO Box 333, 
          Converse, TX 78109
          USA

Release Notes: Version 3.1 : Dated 5 Sep 95
Requires: Windows 3.1 running standard or enhanced mode,
  hard disk & Mouse.

Files in this release:
 setup.exe     - Installation program - run this to install
 setup.inf     - Setup information file
 smith.exe     - Money Smith executable
 smith.hlp     - Money Smith Help File (Windows format)
 smith.wri     - Users Manual - use Windows Write to view/print
 mscalc.exe    - Money Smith calculator
 mscalc.hlp    - Help file for calculator
 mscalc.wri    - User's manual for calculator
 vendbbs.txt    - Sample review and distribution rules 
 readme.txt    - This file
 register.txt  - Registration/licensing form.
 home.act      - Homeowner accounts template
 renter.act    - Renter accounts template
 business.act  - Business accounts template
 file_id.diz   - Short BBS description file
 vendinfo.diz  - Information file for vendors
 ctl3dv2.dll   - Required DLL file.

 smith31.zip    - Zipped version of above files (bulletin boards)

Recent Enhancements:
 - Drag and Drop accounting files into Money Smith.
 - New Windows 3.1/95 Interface
 - Adjustable screen fonts
 - Adjustable start and end dates
 - New tool tips
 - Windows 95 version now available

Description: 1994 and 1995 National Shareware Award Winner.
 Money Smith is a complete double entry accounting system,
 financial calculator, and investment tracking system. Favorite
 of small businessmen worldwide.  Powerful interactive interface
 makes this one of the finest programs available for Windows.

LOOK FOR OTHER GREAT PRODUCTS FROM MONEY SMITH SYSTEMS INC!
 Money Smith '95 - Windows 95 version of Money Smith.
 WinSetup 1.0 (WINSET1.ZIP)-Windows Installation Program

Distribution Policy:
 We've switched to an open distribution policy for the
 shareware version of Money Smith.  You are encouraged
 to distribute the shareware version freely as long as 
 the per-unit price does not exceed $10 US.

Printing this file: (Approx 6 pages)
  Use the Windows notepad application to print this file.  Select
  the File Print command from the notepad window.

Looking at the manual:
  Use the windows program manager to bring up the Write/Wordpad
  Application that comes with windows.  It is usually under
  the 'Applications' program group.  Use the File Open command
  in Write to open the file SMITH.WRI.  Use the File Print
  command in to print it.  The calculator user's manual is in
  the file MSCALC.WRI.  You may prefer to set the font for the
  manuals to a printer font before printing them.

Installation using the setup program:
  Money Smith comes with a standard Windows setup.exe program.
  Even if you are installing from a hard disk, we recommend
  that you run the SETUP.EXE program that comes with Money Smith
  to properly install and configure it on your system.
  Setup will fully install Money Smith including installation
  in the program manager or Start menu. 

Licensing:
  The license terms are online accessible from the Help menu
  of Money Smith. They are listed at the end of the smith.wri
  documentation file. This software is provided completely
  AS IS with no warranty either express or implied.  You take
  the risk for using it. You may try this software at no cost 
  for 90 days.  Under the terms of the license, you are 
  required to register the product if you wish to continue
  using it beyond the 90 day trial period.  This software 
  includes a time limitation feature which will disable the
  transaction add feature if the software is used beyond the
  initial 90 day trial period.

Licensing Screen: Personalize Money Smith!
  When you start Money Smith for the first time a licensing 
  screen will pop up asking you to read the license and type
  in your name.  Please read the license, type your name in,
  and press the 'I Agree' button.  The 'I Agree' button will
  not be enabled until you type your name in.  You only need
  to go through this process once.

Using Money Smith: - see relavant chapers in online manual.
  Using Money Smith consists of five easy steps.
  1. Install Money Smith as described above.
  2. Define a set of accounts (Chapter: Defining Accounts).
  3. Record your transactions using Money Smith 
      (Chapter: Entering Transactions).
  4. Periodically use Money Smith's graphs and reports to
      chart and adjust your finances (Chapters: Reports/Graphs)
  5. Register Money Smith to get the latest features, fixes,
      and your own printed manual.

Registration of Money Smith:
  You have 90 days to try Money Smith.  Use of this product
 beyond the 90 day trial period requires registration of
 the product.  This product includes a time limitation feature
 which will disable the "add transaction" feature if used beyond
 the 90 day trial period.

Benefits of direct Registration:
 - A disk (720k) including the latest version of 
     Money Smith.
 - A printed manual (112 pages professionally bound).
 - A 90 day limited warranty with mail support. 
    (see license for details).
 - Notification and discounts on later versions.
 - Removal of all registration reminder notices.
 - Access to our FAX/Support line.

Copies of Money Smith with a printed manual may be purchased
 for (U.S.) $29.95+ $4 shipping ($6 overseas) from the
 following sources:

ORDERING INSTRUCTIONS: USE THE REGISTER.TXT FILE INCLUDED!

FAX VISA/MASTERCARD ORDERS TO: 505-281-0498
 Please be sure to include cardholders name, number and
 expiration date.

EMAIL VISA/MASTERCARD ORDERS
 Email orders to: 70324.1077@compuserve.com
 Compuserve: 70324.1077

CHECK ORDERS (US BRANCH CHECKS ONLY!!)
  Allow 4-6 weeks for delivery!
  Payable to:
  Money Smith Systems Inc.
  P.O. Box 333
  Converse, TX 78109

TOLL FREE ORDERING SERVICE: 1-800-242-4775 ASK FOR PRODUCT #10441
  NOTE: ORDERS ONLY! - This is not a Money Smith support line!

Secondary Phone, FAX, or Electronic Mail Orders:
 Call PSL at 1-800-242-4775 ASK FOR PRODUCT #10441
 To make it easy to register we have arranged for the Public
 (software) Library (PsL) to take orders via Mastercard, 
 American Express, Visa, or Discover.
 You can call 1-800-242-4775 or (713) 524-6394 or FAX to 
 (713) 524-6398 or order via Compuserve at 71355,470, or via 
 mail (no group discounts/site licenses) at PsL, P.O. Box 35705,
 Houston, TX 77235-5705.  These numbers are for ORDERING ONLY.
 PsL will not provide technical support, site licenses, 
 discounts, handle returns, or give you any technical 
 information. They only take orders!  Contact Money Smith 
 systems at P.O. Box 333, Converse TX 78109 if you want to
 order in quantity or do anything but order.

Direct International Registration:  
 (Price is US $29.95 + $6 Shipping)
 Credit card orders can be made at the voice or FAX phone
 numbers above. For mail orders, Checks/Money Orders 
 should be in US dollars drawn on US banks. This means that
 a US bank branch address will be printed on the front of 
 the check and the check will be in US dollars. Many post 
 offices offer International Money orders which are 
 also acceptable. 
 
Australia: The following service adds an additional charge
 to your order for currency conversion and handling, but has
 been successful in taking Australian registrations for us in
 the past: 
    BrightsPark Computers
    P.O. Box 253, Morley, WA 6062
    Phone: (09)375-1178 or 018 917-877; FAX (09) 375-1668
    Accepts Visa, Mastercard, AMEX, Diners Club, Bankcard

NOTE: ALL INTERNATIONAL: We take FAX and EMAILED orders at
the direct numbers listed above. The Public Software Library accepts
FAX and phone credit card orders from international users - 
see phone instructions under PSL above.

Money Smith Version 3.1 Features:
 - New Windows 95 style interface.
 - Drag and drop files from the file manager into Money Smith.
 - New font support using the Options Font command.
 - Tool tips and extensive online help.
 - Many transaction limits removed - larger files now possible.
 - Variable width interactive reports.
 - Extended limits- up to 400 accounts.
 - New reporting and graphing features.
 - A complete double entry accounting system with arbitrary 
     accounting dates.  You can look at just the data you're
     interested in.
 - A complete financial calculator.
 - A graphical toolbar with the most frequent functions on it.
 - A new completely interactive graphical interface including
     fully interactive reports and graphs.
 - Powerful automatic  and memorized transactions.
 - A full suite of Reports and Graphs that change as you update
     data.  Naturally you can print them as well.
 - Investment support for stocks, mutual funds and securities.
 - Press and point help - just press the '?' button on the
    toolbar or the Shift+F1 keys then press the selection you
    want help on. Complete online and printed documentation.
 - Easy exporting of graphs and reports to spreadsheets and word
    processing programs.
 - International currency and date support using windows control
    panel international options.
 - Right mouse button popup menus.
 - Smart entry fields that let you do simple math right in the
    field.
 - Improved printer support including fonts and margins.
 - Check or transaction style entry.
 - Completely Windows 3.1 compatible.

Definition of Shareware
 Shareware distribution gives users a chance to try software
 before buying it. If you try a Shareware program and continue
 using it, we expect you to register. Individual programs differ
 on details -- some request registration while others require 
 it, some specify a maximum trial period. With registration, you
 get the simple right to continue using the software and an 
 updated program.

 Copyright laws apply to both Shareware and commercial software,
 and the copyright holder retains all rights, with a few 
 specific exceptions as stated below. Shareware authors are 
 accomplished programmers, just like commercial authors, and
 the programs are of comparable quality. (In both cases, there
 are good programs and bad ones!) The main difference is in the 
 method of distribution. The author specifically grants the 
 right to copy and distribute the software, either to all and
 sundry or to a specific group. For example, some authors 
 require written permission before a commercial disk vendor may
 copy their Shareware.

 Shareware is a distribution method, not a type of software. You
 should find software that suits your needs and pocketbook, 
 whether it's commercial or Shareware. The Shareware system makes 
 fitting your needs easier, because you can try before you buy.
 And because the overhead is low, prices are low also. Shareware
 has the ultimate money-back guarantee -- if you don't use the 
 product, you don't pay for it.


ASP Ombudsman Statement 
 "Bradley J. Smith is a member of the Association of Shareware 
 Professionals (ASP).  ASP wants to  make sure that the shareware 
 principle works for you. If you are  unable to resolve a 
 shareware-related problem with an ASP member by contacting the
 member directly, ASP may be able  to help.  The ASP Ombudsman
 can help you resolve a dispute or problem with an ASP member,
 but does not provide  technical support for members' products.
 Please write to the ASP Ombudsman at 545 Grover  Road, Muskegon,
 MI 49442 or send a CompuServe message via CompuServe Mail to
 ASP Ombudsman 70007,3536." 

Reaching Us:
  EMAIL IS THE PREFERRED METHOD for reaching us if you have
  an urgent question or comment. Your comments and questions are
  always welcome. Registered  users - PLEASE include your
  registration number with your letter or message.  Online
  services will get you the quickest answer!

Electronic Mail:
  Compuserve: 70324,1077
  Internet: 70324.1077@compuserve.com

Snail Mail: Allow 4-6 weeks for a reply.
  Money Smith Systems Inc.
  P.O. Box 333
  Converse, TX 78109

NEW FAX SUPPORT LINE: (Number good through 1996)
  You now have a direct FAX line to Money Smith Systems Inc:
  (505) 281-0498 (FAX)
  
Please include return FAX number or evening phone number 
  if possible.  If you cannot reach us
  at the above number, please write or send electronic mail
  to get our new number!

The Web:
 html://www.nmia.com/~monsmith

Have fun using Money Smith!!!
  
Bradley J. Smith
Author and President, Money Smith Systems