Zilch v1.3 - The Rapid Debt Reduction System

"Zilch is one of the most powerful tools available for getting 
out of debt."  - Gerri Detweiler, author of 'The Ultimate Credit 
Handbook' 

1. EASY TO USE

Zilch is an easy to use windows program that shows you how to get 
out of debt fast and save thousands of dollars in interest 
charges. Zilch is so simple to use that anyone can create a rapid 
debt repayment plan within a matter of minutes. There is no need 
to be a financial wizard. 

2. IT DOES THE WORK

Zilch allows any combination of credit cards and loans, to 
include home mortgages. You simply enter the name, annual 
percentage rate, balance and monthly payment for each of your 
debts and... Zilch does the rest. 

3. YOU SAVE THE MONEY

Zilch analyzes your data, performs hundreds of calculations  and 
determines the best method for paying off your debts. You get an 
easy to read monthly payment schedule that forecasts when you 
will be completely out of debt. It shows you exactly how much to 
pay each creditor each month. 

And that's not all...

Zilch also lets you do "what-if" type calculations. For example: 
How much money would I save if I added an extra $10 a month to my 
credit card payment? How long would it take to pay off my 
mortgage if I addedd an extra $150 a month? How much would I 
save? 

Zilch gives you the information and decision making power you 
need to fully control your financial destiny. Professional debt 
counselors charge hundreds of dollars. Now you can take advantage 
of the trade secrets they use at a fraction of the cost.  All 
from the privacy and comfort of your own home. 

Features:
  - Allows up to 30 Different Debts
  - Allows Credit Cards, Loans, and Mortgages
  - Choice of Currency Symbol
  - Choice of 7 Different Payoff Strategies
         Annual Percentage Rate
         Quick Ellimination
         Custom Arrangement
         Lowest Balance First
         Highest Balance First
         Lowest Payment First
         Highest Payment First
  - Pledge Money Option
  - Choice of 2 Repayment Plans
         Immediate
         Deferred
  - Allows Unlimited "What-if" Scenarios
  - Easy Data Entry
  - Interest Cost Graph
  - Repayment Time Graph
  - Scrollable Payments Window
  - Scrollable Balance Window
  - 5 Easy to Read Reports
         Debt Analysis Report
         Debt Reduction Report
         Monthly Payment Schedule
         Monthly Balance Report
         Payoff Summary Report
  - Loan Calculator
         Calculate Loan Payment
         Calculate Price Range
         Calculate Remaining Balance
  - Investment Calculator
         Calculate Future Value of Lump Sum
         Calculate Future Value of Regular Deposits
         Calculate Lump Sum Required for Future Value
         Calculate Regular Deposits Required for Future Value
  - Complete Online help


Installation.  From Windows run SETUP to install.

Special requirements. None

Changes.  Additional fatures added.

zilchw13.zip has replaced zilchw12.zip.

Shareware. Freely distributable. Uploaded by author.

Michael J. Riley, Practical Applications
mrzilch@aol.com
http://www.debtblaster.com

