Date: Tue, 2 Jan 2001 21:07:48 -0500 (EST)
From: josh@forum.swarthmore.edu (Josh Mitteldorf)
To: MS-News@Simtel.Net (Simtel Uploads Announce)
Subject: pepro87.zip - PerSense v3.2: Multi-purpose financial calc

I have uploaded to Simtel.Net:

/pub/simtelnet/msdos/calculte/
pepro87.zip     PerSense v3.2: Multi-purpose financial calc

PerSense is a financial calculator with six separate screens for loan
amortization, present and future values, financial planning, IRR's and
APR's, mortgage comparison, and construction of arbitrary loans,
payment-by-payment.  The loan facility will handle multiple balloon
payments, changes in rate and payment amount, any combination of
payments at different frequency from weekly to yearly, as well as
interest-only loans and constant-paydown amortization.

The present value screen allows for combinations of single payments at
arbitrary times and periodic payment series.  Payments for life and
payments upon death are valued with tables of actuarial probability,
which may be selected or entered as a text file by the user.  Despite
the DOS format, the program runs fine under Win 95/98/NT and is
structured with pull-down menus and mouse support.

Special requirements: None.

Changes: Newly made available as Freeware.

Freeware.  Uploaded by the author.

Josh Mitteldorf, Ones & Zeros, Inc.
josh@forum.swarthmore.edu
http://forum.swarthmore.edu/~josh/
